LIC New Money Back (25 Years) (721)

Longer term, larger payouts

Premium Calculator

Results

Fill the details on the left and press Calculate Premium to see the estimate.

About this plan

A 25-year money-back plan with survival benefits every five years and a lump-sum maturity payout with bonuses.

Eligibility

  • Entry age: 13 to 45 years
  • Fixed policy term: 25 years
  • Minimum sum assured: ₹1,00,000
  • Survival benefits at end of years 5, 10, 15 and 20

Benefits

  • 15% of SA at years 5, 10, 15 and 20
  • 40% of SA + bonuses + FAB at maturity
  • Full SA on death regardless of survival benefits paid

Important notes

  • GST is charged at 4.5% on first-year premium and 2.25% on renewals; a blended rate is shown here.
  • Bonus & FAB values are indicative, based on recently declared rates.
  • Grace period of 30 days and free look period of 15 days apply per LIC rules.

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