LIC Jeevan Umang (745)

Whole-life income till age 100

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About this plan

A whole-life plan that pays 8% of the Basic Sum Assured every year as survival benefit from the end of the premium paying term until age 100, plus a lump sum at maturity.

Eligibility

  • Entry age: 90 days to 55 years
  • PPT: 15, 20, 25 or 30 years
  • Maturity age: 100 years
  • Minimum sum assured: ₹2,00,000

Benefits

  • 8% of SA paid annually as survival benefit after PPT
  • Maturity at age 100: SA + bonuses + FAB
  • Death benefit with accrued bonuses

Important notes

  • GST is charged at 4.5% on first-year premium and 2.25% on renewals; a blended rate is shown here.
  • Bonus & FAB values are indicative, based on recently declared rates.
  • Grace period of 30 days and free look period of 15 days apply per LIC rules.

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